[音频]How can you be a smart and educated consumer? Many schools, community 1_______, and even some banks offer financial 2________ classes. Consider 3_______ with your school's financial aid office or seek 4________ from your parents or other 5_______ adults in setting up a 6______. An additional 7________ is finding a partner to help you stay on track and find 8_______ in the 9________ of your own financial affairs. Most 10_______, if you find yourself getting into financial trouble, don't let your ego get in your way; 11_______ get help with 12_________ your problem before it spins out of control and lands you in 13_______ troubles.